Travel Agency Merchant Account 

Starting and running a travel agency , tour group, or adventure company. Millions are spent each year by vacationers and business travelers . Despite this obtaining a merchant account can be difficult.  

Without a merchant account you cannot accept credit cards as payment for products and services. In this digital age most people do not use cash to  pay for travel. The overwhelming majority of payments are taken either online or by phone. By not accepting Credit/Debit Cards you are missing out on critical revenue stream. That being said travel agencies, tour groups, adventure tours, excursion groups fall into the category of High-Risk Merchant. 

Because of the large potential for chargeback situations the tourism industry is considered HIgh-Risk. A Chargeback is not the same as  a refund for events like a canceled trip.  Chargebacks are a disputed charge for fraudulent situation. When chargebacks occur the bank or lending party is responsible for returning the money to the customer because of this High-Risk Servicers  charge higher fees to cover the cost of chargeback situation.